Bank of Ireland Mortgage Calculator

Free Bank of Ireland mortgage calculator to calculate monthly repayments, how much you can borrow, overpayment savings, switch mortgage savings, green mortgage options, commercial mortgages, and Ecosaver mortgages. Plan your mortgage for Ireland and UK with instant results.

Mortgage Repayment Details

Down Payment: 10.00%

Mortgage Results

Loan Amount

€315,000.00

Monthly Payment

€1,596.06

Total Interest

€259,581.14

Total Payment

€574,581.14

Switch Mortgage Savings

Current Monthly Payment

€0.00

New Monthly Payment

€1,596.06

Monthly Savings

€0.00

Total Interest Saved

€0.00

Monthly Payment Breakdown

Principal & Interest€1,596.06
Property Tax€100.00
Home Insurance€66.67
Total Monthly Payment€1,762.73

Payment Schedule

MonthDateBeginning BalancePrincipalInterestExtra PaymentTotal PaymentEnding Balance
11 December 2025€315,000.00€414.81€1,181.25€0.00€1,596.06€314,585.19
21 January 2026€314,585.19€416.36€1,179.69€0.00€1,596.06€314,168.83
31 February 2026€314,168.83€417.93€1,178.13€0.00€1,596.06€313,750.90
41 March 2026€313,750.90€419.49€1,176.57€0.00€1,596.06€313,331.41
51 April 2026€313,331.41€421.07€1,174.99€0.00€1,596.06€312,910.34
61 May 2026€312,910.34€422.64€1,173.41€0.00€1,596.06€312,487.70
71 June 2026€312,487.70€424.23€1,171.83€0.00€1,596.06€312,063.47
81 July 2026€312,063.47€425.82€1,170.24€0.00€1,596.06€311,637.65
91 August 2026€311,637.65€427.42€1,168.64€0.00€1,596.06€311,210.23
101 September 2026€311,210.23€429.02€1,167.04€0.00€1,596.06€310,781.21
111 October 2026€310,781.21€430.63€1,165.43€0.00€1,596.06€310,350.58
121 November 2026€310,350.58€432.24€1,163.81€0.00€1,596.06€309,918.34
131 December 2026€309,918.34€433.86€1,162.19€0.00€1,596.06€309,484.47
141 January 2027€309,484.47€435.49€1,160.57€0.00€1,596.06€309,048.98
151 February 2027€309,048.98€437.13€1,158.93€0.00€1,596.06€308,611.85
161 March 2027€308,611.85€438.76€1,157.29€0.00€1,596.06€308,173.09
171 April 2027€308,173.09€440.41€1,155.65€0.00€1,596.06€307,732.68
181 May 2027€307,732.68€442.06€1,154.00€0.00€1,596.06€307,290.62
191 June 2027€307,290.62€443.72€1,152.34€0.00€1,596.06€306,846.90
201 July 2027€306,846.90€445.38€1,150.68€0.00€1,596.06€306,401.52
211 August 2027€306,401.52€447.05€1,149.01€0.00€1,596.06€305,954.46
221 September 2027€305,954.46€448.73€1,147.33€0.00€1,596.06€305,505.73
231 October 2027€305,505.73€450.41€1,145.65€0.00€1,596.06€305,055.32
241 November 2027€305,055.32€452.10€1,143.96€0.00€1,596.06€304,603.22
251 December 2027€304,603.22€453.80€1,142.26€0.00€1,596.06€304,149.42
261 January 2028€304,149.42€455.50€1,140.56€0.00€1,596.06€303,693.93
271 February 2028€303,693.93€457.21€1,138.85€0.00€1,596.06€303,236.72
281 March 2028€303,236.72€458.92€1,137.14€0.00€1,596.06€302,777.80
291 April 2028€302,777.80€460.64€1,135.42€0.00€1,596.06€302,317.16
301 May 2028€302,317.16€462.37€1,133.69€0.00€1,596.06€301,854.79
311 June 2028€301,854.79€464.10€1,131.96€0.00€1,596.06€301,390.68
321 July 2028€301,390.68€465.84€1,130.22€0.00€1,596.06€300,924.84
331 August 2028€300,924.84€467.59€1,128.47€0.00€1,596.06€300,457.25
341 September 2028€300,457.25€469.34€1,126.71€0.00€1,596.06€299,987.91
351 October 2028€299,987.91€471.10€1,124.95€0.00€1,596.06€299,516.80
361 November 2028€299,516.80€472.87€1,123.19€0.00€1,596.06€299,043.93
371 December 2028€299,043.93€474.64€1,121.41€0.00€1,596.06€298,569.29
381 January 2029€298,569.29€476.42€1,119.63€0.00€1,596.06€298,092.86
391 February 2029€298,092.86€478.21€1,117.85€0.00€1,596.06€297,614.65
401 March 2029€297,614.65€480.00€1,116.05€0.00€1,596.06€297,134.65
411 April 2029€297,134.65€481.80€1,114.25€0.00€1,596.06€296,652.84
421 May 2029€296,652.84€483.61€1,112.45€0.00€1,596.06€296,169.23
431 June 2029€296,169.23€485.42€1,110.63€0.00€1,596.06€295,683.81
441 July 2029€295,683.81€487.24€1,108.81€0.00€1,596.06€295,196.57
451 August 2029€295,196.57€489.07€1,106.99€0.00€1,596.06€294,707.49
461 September 2029€294,707.49€490.91€1,105.15€0.00€1,596.06€294,216.59
471 October 2029€294,216.59€492.75€1,103.31€0.00€1,596.06€293,723.84
481 November 2029€293,723.84€494.59€1,101.46€0.00€1,596.06€293,229.25
491 December 2029€293,229.25€496.45€1,099.61€0.00€1,596.06€292,732.80
501 January 2030€292,732.80€498.31€1,097.75€0.00€1,596.06€292,234.49
511 February 2030€292,234.49€500.18€1,095.88€0.00€1,596.06€291,734.31
521 March 2030€291,734.31€502.06€1,094.00€0.00€1,596.06€291,232.25
531 April 2030€291,232.25€503.94€1,092.12€0.00€1,596.06€290,728.32
541 May 2030€290,728.32€505.83€1,090.23€0.00€1,596.06€290,222.49
551 June 2030€290,222.49€507.72€1,088.33€0.00€1,596.06€289,714.76
561 July 2030€289,714.76€509.63€1,086.43€0.00€1,596.06€289,205.14
571 August 2030€289,205.14€511.54€1,084.52€0.00€1,596.06€288,693.60
581 September 2030€288,693.60€513.46€1,082.60€0.00€1,596.06€288,180.14
591 October 2030€288,180.14€515.38€1,080.68€0.00€1,596.06€287,664.75
601 November 2030€287,664.75€517.32€1,078.74€0.00€1,596.06€287,147.44
611 December 2030€287,147.44€519.26€1,076.80€0.00€1,596.06€286,628.18
621 January 2031€286,628.18€521.20€1,074.86€0.00€1,596.06€286,106.98
631 February 2031€286,106.98€523.16€1,072.90€0.00€1,596.06€285,583.82
641 March 2031€285,583.82€525.12€1,070.94€0.00€1,596.06€285,058.70
651 April 2031€285,058.70€527.09€1,068.97€0.00€1,596.06€284,531.61
661 May 2031€284,531.61€529.07€1,066.99€0.00€1,596.06€284,002.55
671 June 2031€284,002.55€531.05€1,065.01€0.00€1,596.06€283,471.50
681 July 2031€283,471.50€533.04€1,063.02€0.00€1,596.06€282,938.46
691 August 2031€282,938.46€535.04€1,061.02€0.00€1,596.06€282,403.42
701 September 2031€282,403.42€537.05€1,059.01€0.00€1,596.06€281,866.37
711 October 2031€281,866.37€539.06€1,057.00€0.00€1,596.06€281,327.31
721 November 2031€281,327.31€541.08€1,054.98€0.00€1,596.06€280,786.23
731 December 2031€280,786.23€543.11€1,052.95€0.00€1,596.06€280,243.12
741 January 2032€280,243.12€545.15€1,050.91€0.00€1,596.06€279,697.98
751 February 2032€279,697.98€547.19€1,048.87€0.00€1,596.06€279,150.78
761 March 2032€279,150.78€549.24€1,046.82€0.00€1,596.06€278,601.54
771 April 2032€278,601.54€551.30€1,044.76€0.00€1,596.06€278,050.24
781 May 2032€278,050.24€553.37€1,042.69€0.00€1,596.06€277,496.87
791 June 2032€277,496.87€555.45€1,040.61€0.00€1,596.06€276,941.42
801 July 2032€276,941.42€557.53€1,038.53€0.00€1,596.06€276,383.89
811 August 2032€276,383.89€559.62€1,036.44€0.00€1,596.06€275,824.27
821 September 2032€275,824.27€561.72€1,034.34€0.00€1,596.06€275,262.56
831 October 2032€275,262.56€563.82€1,032.23€0.00€1,596.06€274,698.73
841 November 2032€274,698.73€565.94€1,030.12€0.00€1,596.06€274,132.79
851 December 2032€274,132.79€568.06€1,028.00€0.00€1,596.06€273,564.73
861 January 2033€273,564.73€570.19€1,025.87€0.00€1,596.06€272,994.54
871 February 2033€272,994.54€572.33€1,023.73€0.00€1,596.06€272,422.21
881 March 2033€272,422.21€574.48€1,021.58€0.00€1,596.06€271,847.74
891 April 2033€271,847.74€576.63€1,019.43€0.00€1,596.06€271,271.11
901 May 2033€271,271.11€578.79€1,017.27€0.00€1,596.06€270,692.32
911 June 2033€270,692.32€580.96€1,015.10€0.00€1,596.06€270,111.35
921 July 2033€270,111.35€583.14€1,012.92€0.00€1,596.06€269,528.21
931 August 2033€269,528.21€585.33€1,010.73€0.00€1,596.06€268,942.88
941 September 2033€268,942.88€587.52€1,008.54€0.00€1,596.06€268,355.36
951 October 2033€268,355.36€589.73€1,006.33€0.00€1,596.06€267,765.64
961 November 2033€267,765.64€591.94€1,004.12€0.00€1,596.06€267,173.70
971 December 2033€267,173.70€594.16€1,001.90€0.00€1,596.06€266,579.54
981 January 2034€266,579.54€596.39€999.67€0.00€1,596.06€265,983.16
991 February 2034€265,983.16€598.62€997.44€0.00€1,596.06€265,384.53
1001 March 2034€265,384.53€600.87€995.19€0.00€1,596.06€264,783.67
1011 April 2034€264,783.67€603.12€992.94€0.00€1,596.06€264,180.55
1021 May 2034€264,180.55€605.38€990.68€0.00€1,596.06€263,575.17
1031 June 2034€263,575.17€607.65€988.41€0.00€1,596.06€262,967.51
1041 July 2034€262,967.51€609.93€986.13€0.00€1,596.06€262,357.58
1051 August 2034€262,357.58€612.22€983.84€0.00€1,596.06€261,745.37
1061 September 2034€261,745.37€614.51€981.55€0.00€1,596.06€261,130.85
1071 October 2034€261,130.85€616.82€979.24€0.00€1,596.06€260,514.03
1081 November 2034€260,514.03€619.13€976.93€0.00€1,596.06€259,894.90
1091 December 2034€259,894.90€621.45€974.61€0.00€1,596.06€259,273.45
1101 January 2035€259,273.45€623.78€972.28€0.00€1,596.06€258,649.67
1111 February 2035€258,649.67€626.12€969.94€0.00€1,596.06€258,023.54
1121 March 2035€258,023.54€628.47€967.59€0.00€1,596.06€257,395.07
1131 April 2035€257,395.07€630.83€965.23€0.00€1,596.06€256,764.25
1141 May 2035€256,764.25€633.19€962.87€0.00€1,596.06€256,131.05
1151 June 2035€256,131.05€635.57€960.49€0.00€1,596.06€255,495.49
1161 July 2035€255,495.49€637.95€958.11€0.00€1,596.06€254,857.54
1171 August 2035€254,857.54€640.34€955.72€0.00€1,596.06€254,217.19
1181 September 2035€254,217.19€642.74€953.31€0.00€1,596.06€253,574.45
1191 October 2035€253,574.45€645.15€950.90€0.00€1,596.06€252,929.29
1201 November 2035€252,929.29€647.57€948.48€0.00€1,596.06€252,281.72
1211 December 2035€252,281.72€650.00€946.06€0.00€1,596.06€251,631.72
1221 January 2036€251,631.72€652.44€943.62€0.00€1,596.06€250,979.28
1231 February 2036€250,979.28€654.89€941.17€0.00€1,596.06€250,324.39
1241 March 2036€250,324.39€657.34€938.72€0.00€1,596.06€249,667.05
1251 April 2036€249,667.05€659.81€936.25€0.00€1,596.06€249,007.24
1261 May 2036€249,007.24€662.28€933.78€0.00€1,596.06€248,344.96
1271 June 2036€248,344.96€664.77€931.29€0.00€1,596.06€247,680.19
1281 July 2036€247,680.19€667.26€928.80€0.00€1,596.06€247,012.94
1291 August 2036€247,012.94€669.76€926.30€0.00€1,596.06€246,343.18
1301 September 2036€246,343.18€672.27€923.79€0.00€1,596.06€245,670.90
1311 October 2036€245,670.90€674.79€921.27€0.00€1,596.06€244,996.11
1321 November 2036€244,996.11€677.32€918.74€0.00€1,596.06€244,318.79
1331 December 2036€244,318.79€679.86€916.20€0.00€1,596.06€243,638.93
1341 January 2037€243,638.93€682.41€913.65€0.00€1,596.06€242,956.51
1351 February 2037€242,956.51€684.97€911.09€0.00€1,596.06€242,271.54
1361 March 2037€242,271.54€687.54€908.52€0.00€1,596.06€241,584.00
1371 April 2037€241,584.00€690.12€905.94€0.00€1,596.06€240,893.88
1381 May 2037€240,893.88€692.71€903.35€0.00€1,596.06€240,201.18
1391 June 2037€240,201.18€695.30€900.75€0.00€1,596.06€239,505.87
1401 July 2037€239,505.87€697.91€898.15€0.00€1,596.06€238,807.96
1411 August 2037€238,807.96€700.53€895.53€0.00€1,596.06€238,107.43
1421 September 2037€238,107.43€703.16€892.90€0.00€1,596.06€237,404.27
1431 October 2037€237,404.27€705.79€890.27€0.00€1,596.06€236,698.48
1441 November 2037€236,698.48€708.44€887.62€0.00€1,596.06€235,990.04
1451 December 2037€235,990.04€711.10€884.96€0.00€1,596.06€235,278.95
1461 January 2038€235,278.95€713.76€882.30€0.00€1,596.06€234,565.18
1471 February 2038€234,565.18€716.44€879.62€0.00€1,596.06€233,848.74
1481 March 2038€233,848.74€719.13€876.93€0.00€1,596.06€233,129.62
1491 April 2038€233,129.62€721.82€874.24€0.00€1,596.06€232,407.80
1501 May 2038€232,407.80€724.53€871.53€0.00€1,596.06€231,683.27
1511 June 2038€231,683.27€727.25€868.81€0.00€1,596.06€230,956.02
1521 July 2038€230,956.02€729.97€866.09€0.00€1,596.06€230,226.05
1531 August 2038€230,226.05€732.71€863.35€0.00€1,596.06€229,493.33
1541 September 2038€229,493.33€735.46€860.60€0.00€1,596.06€228,757.88
1551 October 2038€228,757.88€738.22€857.84€0.00€1,596.06€228,019.66
1561 November 2038€228,019.66€740.99€855.07€0.00€1,596.06€227,278.67
1571 December 2038€227,278.67€743.76€852.30€0.00€1,596.06€226,534.91
1581 January 2039€226,534.91€746.55€849.51€0.00€1,596.06€225,788.36
1591 February 2039€225,788.36€749.35€846.71€0.00€1,596.06€225,039.01
1601 March 2039€225,039.01€752.16€843.90€0.00€1,596.06€224,286.84
1611 April 2039€224,286.84€754.98€841.08€0.00€1,596.06€223,531.86
1621 May 2039€223,531.86€757.81€838.24€0.00€1,596.06€222,774.05
1631 June 2039€222,774.05€760.66€835.40€0.00€1,596.06€222,013.39
1641 July 2039€222,013.39€763.51€832.55€0.00€1,596.06€221,249.88
1651 August 2039€221,249.88€766.37€829.69€0.00€1,596.06€220,483.51
1661 September 2039€220,483.51€769.25€826.81€0.00€1,596.06€219,714.26
1671 October 2039€219,714.26€772.13€823.93€0.00€1,596.06€218,942.13
1681 November 2039€218,942.13€775.03€821.03€0.00€1,596.06€218,167.11
1691 December 2039€218,167.11€777.93€818.13€0.00€1,596.06€217,389.18
1701 January 2040€217,389.18€780.85€815.21€0.00€1,596.06€216,608.33
1711 February 2040€216,608.33€783.78€812.28€0.00€1,596.06€215,824.55
1721 March 2040€215,824.55€786.72€809.34€0.00€1,596.06€215,037.83
1731 April 2040€215,037.83€789.67€806.39€0.00€1,596.06€214,248.17
1741 May 2040€214,248.17€792.63€803.43€0.00€1,596.06€213,455.54
1751 June 2040€213,455.54€795.60€800.46€0.00€1,596.06€212,659.94
1761 July 2040€212,659.94€798.58€797.47€0.00€1,596.06€211,861.35
1771 August 2040€211,861.35€801.58€794.48€0.00€1,596.06€211,059.77
1781 September 2040€211,059.77€804.58€791.47€0.00€1,596.06€210,255.19
1791 October 2040€210,255.19€807.60€788.46€0.00€1,596.06€209,447.59
1801 November 2040€209,447.59€810.63€785.43€0.00€1,596.06€208,636.96
1811 December 2040€208,636.96€813.67€782.39€0.00€1,596.06€207,823.29
1821 January 2041€207,823.29€816.72€779.34€0.00€1,596.06€207,006.57
1831 February 2041€207,006.57€819.78€776.27€0.00€1,596.06€206,186.78
1841 March 2041€206,186.78€822.86€773.20€0.00€1,596.06€205,363.92
1851 April 2041€205,363.92€825.94€770.11€0.00€1,596.06€204,537.98
1861 May 2041€204,537.98€829.04€767.02€0.00€1,596.06€203,708.94
1871 June 2041€203,708.94€832.15€763.91€0.00€1,596.06€202,876.79
1881 July 2041€202,876.79€835.27€760.79€0.00€1,596.06€202,041.52
1891 August 2041€202,041.52€838.40€757.66€0.00€1,596.06€201,203.11
1901 September 2041€201,203.11€841.55€754.51€0.00€1,596.06€200,361.57
1911 October 2041€200,361.57€844.70€751.36€0.00€1,596.06€199,516.86
1921 November 2041€199,516.86€847.87€748.19€0.00€1,596.06€198,668.99
1931 December 2041€198,668.99€851.05€745.01€0.00€1,596.06€197,817.94
1941 January 2042€197,817.94€854.24€741.82€0.00€1,596.06€196,963.70
1951 February 2042€196,963.70€857.44€738.61€0.00€1,596.06€196,106.26
1961 March 2042€196,106.26€860.66€735.40€0.00€1,596.06€195,245.60
1971 April 2042€195,245.60€863.89€732.17€0.00€1,596.06€194,381.71
1981 May 2042€194,381.71€867.13€728.93€0.00€1,596.06€193,514.58
1991 June 2042€193,514.58€870.38€725.68€0.00€1,596.06€192,644.20
2001 July 2042€192,644.20€873.64€722.42€0.00€1,596.06€191,770.56
2011 August 2042€191,770.56€876.92€719.14€0.00€1,596.06€190,893.64
2021 September 2042€190,893.64€880.21€715.85€0.00€1,596.06€190,013.43
2031 October 2042€190,013.43€883.51€712.55€0.00€1,596.06€189,129.93
2041 November 2042€189,129.93€886.82€709.24€0.00€1,596.06€188,243.10
2051 December 2042€188,243.10€890.15€705.91€0.00€1,596.06€187,352.96
2061 January 2043€187,352.96€893.49€702.57€0.00€1,596.06€186,459.47
2071 February 2043€186,459.47€896.84€699.22€0.00€1,596.06€185,562.64
2081 March 2043€185,562.64€900.20€695.86€0.00€1,596.06€184,662.44
2091 April 2043€184,662.44€903.57€692.48€0.00€1,596.06€183,758.86
2101 May 2043€183,758.86€906.96€689.10€0.00€1,596.06€182,851.90
2111 June 2043€182,851.90€910.36€685.69€0.00€1,596.06€181,941.54
2121 July 2043€181,941.54€913.78€682.28€0.00€1,596.06€181,027.76
2131 August 2043€181,027.76€917.20€678.85€0.00€1,596.06€180,110.55
2141 September 2043€180,110.55€920.64€675.41€0.00€1,596.06€179,189.91
2151 October 2043€179,189.91€924.10€671.96€0.00€1,596.06€178,265.81
2161 November 2043€178,265.81€927.56€668.50€0.00€1,596.06€177,338.25
2171 December 2043€177,338.25€931.04€665.02€0.00€1,596.06€176,407.21
2181 January 2044€176,407.21€934.53€661.53€0.00€1,596.06€175,472.68
2191 February 2044€175,472.68€938.04€658.02€0.00€1,596.06€174,534.64
2201 March 2044€174,534.64€941.55€654.50€0.00€1,596.06€173,593.09
2211 April 2044€173,593.09€945.08€650.97€0.00€1,596.06€172,648.00
2221 May 2044€172,648.00€948.63€647.43€0.00€1,596.06€171,699.38
2231 June 2044€171,699.38€952.19€643.87€0.00€1,596.06€170,747.19
2241 July 2044€170,747.19€955.76€640.30€0.00€1,596.06€169,791.43
2251 August 2044€169,791.43€959.34€636.72€0.00€1,596.06€168,832.09
2261 September 2044€168,832.09€962.94€633.12€0.00€1,596.06€167,869.15
2271 October 2044€167,869.15€966.55€629.51€0.00€1,596.06€166,902.60
2281 November 2044€166,902.60€970.17€625.88€0.00€1,596.06€165,932.43
2291 December 2044€165,932.43€973.81€622.25€0.00€1,596.06€164,958.62
2301 January 2045€164,958.62€977.46€618.59€0.00€1,596.06€163,981.15
2311 February 2045€163,981.15€981.13€614.93€0.00€1,596.06€163,000.02
2321 March 2045€163,000.02€984.81€611.25€0.00€1,596.06€162,015.22
2331 April 2045€162,015.22€988.50€607.56€0.00€1,596.06€161,026.71
2341 May 2045€161,026.71€992.21€603.85€0.00€1,596.06€160,034.51
2351 June 2045€160,034.51€995.93€600.13€0.00€1,596.06€159,038.58
2361 July 2045€159,038.58€999.66€596.39€0.00€1,596.06€158,038.91
2371 August 2045€158,038.91€1,003.41€592.65€0.00€1,596.06€157,035.50
2381 September 2045€157,035.50€1,007.18€588.88€0.00€1,596.06€156,028.32
2391 October 2045€156,028.32€1,010.95€585.11€0.00€1,596.06€155,017.37
2401 November 2045€155,017.37€1,014.74€581.32€0.00€1,596.06€154,002.63
2411 December 2045€154,002.63€1,018.55€577.51€0.00€1,596.06€152,984.08
2421 January 2046€152,984.08€1,022.37€573.69€0.00€1,596.06€151,961.71
2431 February 2046€151,961.71€1,026.20€569.86€0.00€1,596.06€150,935.51
2441 March 2046€150,935.51€1,030.05€566.01€0.00€1,596.06€149,905.46
2451 April 2046€149,905.46€1,033.91€562.15€0.00€1,596.06€148,871.54
2461 May 2046€148,871.54€1,037.79€558.27€0.00€1,596.06€147,833.75
2471 June 2046€147,833.75€1,041.68€554.38€0.00€1,596.06€146,792.07
2481 July 2046€146,792.07€1,045.59€550.47€0.00€1,596.06€145,746.48
2491 August 2046€145,746.48€1,049.51€546.55€0.00€1,596.06€144,696.97
2501 September 2046€144,696.97€1,053.45€542.61€0.00€1,596.06€143,643.53
2511 October 2046€143,643.53€1,057.40€538.66€0.00€1,596.06€142,586.13
2521 November 2046€142,586.13€1,061.36€534.70€0.00€1,596.06€141,524.77
2531 December 2046€141,524.77€1,065.34€530.72€0.00€1,596.06€140,459.43
2541 January 2047€140,459.43€1,069.34€526.72€0.00€1,596.06€139,390.10
2551 February 2047€139,390.10€1,073.35€522.71€0.00€1,596.06€138,316.75
2561 March 2047€138,316.75€1,077.37€518.69€0.00€1,596.06€137,239.38
2571 April 2047€137,239.38€1,081.41€514.65€0.00€1,596.06€136,157.97
2581 May 2047€136,157.97€1,085.47€510.59€0.00€1,596.06€135,072.50
2591 June 2047€135,072.50€1,089.54€506.52€0.00€1,596.06€133,982.96
2601 July 2047€133,982.96€1,093.62€502.44€0.00€1,596.06€132,889.34
2611 August 2047€132,889.34€1,097.72€498.34€0.00€1,596.06€131,791.62
2621 September 2047€131,791.62€1,101.84€494.22€0.00€1,596.06€130,689.78
2631 October 2047€130,689.78€1,105.97€490.09€0.00€1,596.06€129,583.81
2641 November 2047€129,583.81€1,110.12€485.94€0.00€1,596.06€128,473.69
2651 December 2047€128,473.69€1,114.28€481.78€0.00€1,596.06€127,359.40
2661 January 2048€127,359.40€1,118.46€477.60€0.00€1,596.06€126,240.94
2671 February 2048€126,240.94€1,122.66€473.40€0.00€1,596.06€125,118.29
2681 March 2048€125,118.29€1,126.87€469.19€0.00€1,596.06€123,991.42
2691 April 2048€123,991.42€1,131.09€464.97€0.00€1,596.06€122,860.33
2701 May 2048€122,860.33€1,135.33€460.73€0.00€1,596.06€121,725.00
2711 June 2048€121,725.00€1,139.59€456.47€0.00€1,596.06€120,585.41
2721 July 2048€120,585.41€1,143.86€452.20€0.00€1,596.06€119,441.55
2731 August 2048€119,441.55€1,148.15€447.91€0.00€1,596.06€118,293.39
2741 September 2048€118,293.39€1,152.46€443.60€0.00€1,596.06€117,140.93
2751 October 2048€117,140.93€1,156.78€439.28€0.00€1,596.06€115,984.15
2761 November 2048€115,984.15€1,161.12€434.94€0.00€1,596.06€114,823.04
2771 December 2048€114,823.04€1,165.47€430.59€0.00€1,596.06€113,657.56
2781 January 2049€113,657.56€1,169.84€426.22€0.00€1,596.06€112,487.72
2791 February 2049€112,487.72€1,174.23€421.83€0.00€1,596.06€111,313.49
2801 March 2049€111,313.49€1,178.63€417.43€0.00€1,596.06€110,134.86
2811 April 2049€110,134.86€1,183.05€413.01€0.00€1,596.06€108,951.81
2821 May 2049€108,951.81€1,187.49€408.57€0.00€1,596.06€107,764.32
2831 June 2049€107,764.32€1,191.94€404.12€0.00€1,596.06€106,572.37
2841 July 2049€106,572.37€1,196.41€399.65€0.00€1,596.06€105,375.96
2851 August 2049€105,375.96€1,200.90€395.16€0.00€1,596.06€104,175.06
2861 September 2049€104,175.06€1,205.40€390.66€0.00€1,596.06€102,969.66
2871 October 2049€102,969.66€1,209.92€386.14€0.00€1,596.06€101,759.74
2881 November 2049€101,759.74€1,214.46€381.60€0.00€1,596.06€100,545.28
2891 December 2049€100,545.28€1,219.01€377.04€0.00€1,596.06€99,326.26
2901 January 2050€99,326.26€1,223.59€372.47€0.00€1,596.06€98,102.68
2911 February 2050€98,102.68€1,228.17€367.89€0.00€1,596.06€96,874.50
2921 March 2050€96,874.50€1,232.78€363.28€0.00€1,596.06€95,641.73
2931 April 2050€95,641.73€1,237.40€358.66€0.00€1,596.06€94,404.32
2941 May 2050€94,404.32€1,242.04€354.02€0.00€1,596.06€93,162.28
2951 June 2050€93,162.28€1,246.70€349.36€0.00€1,596.06€91,915.58
2961 July 2050€91,915.58€1,251.38€344.68€0.00€1,596.06€90,664.21
2971 August 2050€90,664.21€1,256.07€339.99€0.00€1,596.06€89,408.14
2981 September 2050€89,408.14€1,260.78€335.28€0.00€1,596.06€88,147.36
2991 October 2050€88,147.36€1,265.51€330.55€0.00€1,596.06€86,881.85
3001 November 2050€86,881.85€1,270.25€325.81€0.00€1,596.06€85,611.60
3011 December 2050€85,611.60€1,275.02€321.04€0.00€1,596.06€84,336.59
3021 January 2051€84,336.59€1,279.80€316.26€0.00€1,596.06€83,056.79
3031 February 2051€83,056.79€1,284.60€311.46€0.00€1,596.06€81,772.19
3041 March 2051€81,772.19€1,289.41€306.65€0.00€1,596.06€80,482.78
3051 April 2051€80,482.78€1,294.25€301.81€0.00€1,596.06€79,188.53
3061 May 2051€79,188.53€1,299.10€296.96€0.00€1,596.06€77,889.43
3071 June 2051€77,889.43€1,303.97€292.09€0.00€1,596.06€76,585.46
3081 July 2051€76,585.46€1,308.86€287.20€0.00€1,596.06€75,276.59
3091 August 2051€75,276.59€1,313.77€282.29€0.00€1,596.06€73,962.82
3101 September 2051€73,962.82€1,318.70€277.36€0.00€1,596.06€72,644.12
3111 October 2051€72,644.12€1,323.64€272.42€0.00€1,596.06€71,320.48
3121 November 2051€71,320.48€1,328.61€267.45€0.00€1,596.06€69,991.87
3131 December 2051€69,991.87€1,333.59€262.47€0.00€1,596.06€68,658.28
3141 January 2052€68,658.28€1,338.59€257.47€0.00€1,596.06€67,319.69
3151 February 2052€67,319.69€1,343.61€252.45€0.00€1,596.06€65,976.08
3161 March 2052€65,976.08€1,348.65€247.41€0.00€1,596.06€64,627.44
3171 April 2052€64,627.44€1,353.71€242.35€0.00€1,596.06€63,273.73
3181 May 2052€63,273.73€1,358.78€237.28€0.00€1,596.06€61,914.95
3191 June 2052€61,914.95€1,363.88€232.18€0.00€1,596.06€60,551.07
3201 July 2052€60,551.07€1,368.99€227.07€0.00€1,596.06€59,182.08
3211 August 2052€59,182.08€1,374.13€221.93€0.00€1,596.06€57,807.95
3221 September 2052€57,807.95€1,379.28€216.78€0.00€1,596.06€56,428.67
3231 October 2052€56,428.67€1,384.45€211.61€0.00€1,596.06€55,044.22
3241 November 2052€55,044.22€1,389.64€206.42€0.00€1,596.06€53,654.58
3251 December 2052€53,654.58€1,394.85€201.20€0.00€1,596.06€52,259.73
3261 January 2053€52,259.73€1,400.08€195.97€0.00€1,596.06€50,859.64
3271 February 2053€50,859.64€1,405.34€190.72€0.00€1,596.06€49,454.31
3281 March 2053€49,454.31€1,410.61€185.45€0.00€1,596.06€48,043.70
3291 April 2053€48,043.70€1,415.89€180.16€0.00€1,596.06€46,627.81
3301 May 2053€46,627.81€1,421.20€174.85€0.00€1,596.06€45,206.60
3311 June 2053€45,206.60€1,426.53€169.52€0.00€1,596.06€43,780.07
3321 July 2053€43,780.07€1,431.88€164.18€0.00€1,596.06€42,348.18
3331 August 2053€42,348.18€1,437.25€158.81€0.00€1,596.06€40,910.93
3341 September 2053€40,910.93€1,442.64€153.42€0.00€1,596.06€39,468.29
3351 October 2053€39,468.29€1,448.05€148.01€0.00€1,596.06€38,020.24
3361 November 2053€38,020.24€1,453.48€142.58€0.00€1,596.06€36,566.75
3371 December 2053€36,566.75€1,458.93€137.13€0.00€1,596.06€35,107.82
3381 January 2054€35,107.82€1,464.40€131.65€0.00€1,596.06€33,643.41
3391 February 2054€33,643.41€1,469.90€126.16€0.00€1,596.06€32,173.52
3401 March 2054€32,173.52€1,475.41€120.65€0.00€1,596.06€30,698.11
3411 April 2054€30,698.11€1,480.94€115.12€0.00€1,596.06€29,217.17
3421 May 2054€29,217.17€1,486.49€109.56€0.00€1,596.06€27,730.68
3431 June 2054€27,730.68€1,492.07€103.99€0.00€1,596.06€26,238.61
3441 July 2054€26,238.61€1,497.66€98.39€0.00€1,596.06€24,740.94
3451 August 2054€24,740.94€1,503.28€92.78€0.00€1,596.06€23,237.66
3461 September 2054€23,237.66€1,508.92€87.14€0.00€1,596.06€21,728.75
3471 October 2054€21,728.75€1,514.58€81.48€0.00€1,596.06€20,214.17
3481 November 2054€20,214.17€1,520.26€75.80€0.00€1,596.06€18,693.91
3491 December 2054€18,693.91€1,525.96€70.10€0.00€1,596.06€17,167.96
3501 January 2055€17,167.96€1,531.68€64.38€0.00€1,596.06€15,636.28
3511 February 2055€15,636.28€1,537.42€58.64€0.00€1,596.06€14,098.86
3521 March 2055€14,098.86€1,543.19€52.87€0.00€1,596.06€12,555.67
3531 April 2055€12,555.67€1,548.97€47.08€0.00€1,596.06€11,006.69
3541 May 2055€11,006.69€1,554.78€41.28€0.00€1,596.06€9,451.91
3551 June 2055€9,451.91€1,560.61€35.44€0.00€1,596.06€7,891.30
3561 July 2055€7,891.30€1,566.47€29.59€0.00€1,596.06€6,324.83
3571 August 2055€6,324.83€1,572.34€23.72€0.00€1,596.06€4,752.49
3581 September 2055€4,752.49€1,578.24€17.82€0.00€1,596.06€3,174.25
3591 October 2055€3,174.25€1,584.16€11.90€0.00€1,596.06€1,590.10
3601 November 2055€1,590.10€1,590.10€5.96€0.00€1,596.06€0.00

About Bank of Ireland Mortgage Calculator

The Bank of Ireland mortgage calculator is a comprehensive online tool designed to help you plan and manage your mortgage with Bank of Ireland. Whether you're a first-time buyer in Ireland or the UK, looking to switch your existing mortgage, or interested in green mortgage options, this calculator provides accurate calculations to help you make informed decisions.

Our Bank of Ireland mortgage calculator supports multiple calculation types. The payment calculator helps you determine your monthly mortgage repayments based on loan amount, interest rate, and term. The affordability calculator, also known as "how much can I borrow," uses your annual income and expenses to calculate the maximum amount you can borrow, following Irish and UK mortgage lending rules.

For existing mortgage holders, the overpayment calculator shows how making extra payments can reduce your loan term and save on interest. The switch mortgage calculator helps you compare your current mortgage with a new Bank of Ireland mortgage, showing potential monthly savings and total interest savings.

Bank of Ireland offers specialized mortgage products including green mortgages and Ecosaver mortgages for energy-efficient properties. Our calculator includes dedicated tabs for these products, allowing you to see the interest rate discounts available. Green mortgages typically offer discounts of 0.5% to 1% for properties with high energy efficiency ratings.

For commercial property investors, the commercial mortgage calculator supports loan-to-value ratios typically ranging from 60% to 75%, helping you calculate mortgage payments for investment properties.

All calculations are performed instantly as you enter your details, and you can export the complete payment schedule to CSV for further analysis. The calculator supports both Ireland and UK markets, automatically adjusting currency symbols and formatting based on your selection.

Whether you're calculating your first mortgage payment, planning to switch lenders, or exploring green mortgage options, the Bank of Ireland mortgage calculator provides the tools you need to make informed financial decisions. Use it to compare different scenarios, understand the impact of overpayments, and plan your mortgage strategy effectively.