LPPSA Loan Calculator

Calculate monthly payments, eligibility, loan length, and compare LPPSA loans with bank loans. Perfect for Malaysian government employees planning home financing.

Loan Details

Loan Amount (MYR)

Down Payment (MYR)

Total amount financed: RM 450,000.00

LPPSA Interest Rate (%)

LPPSA typically offers lower rates than banks (around 3.5-4.5%)

Loan Term (years)

Typically 10-35 years for LPPSA loans

Loan Summary

Monthly Payment

RM 2,148.37

Total Interest

RM 323,412.77

Total Payment

RM 773,412.77

Loan Amount

RM 500,000.00

Down Payment

RM 50,000.00

Total Financed

RM 450,000.00

Payment Schedule

View Payment Schedule

Month	Payment Date	Beginning Balance	Principal	Interest	Total Payment	Ending Balance
1	25 Jan 2026	RM 450,000.00	RM 648.37	RM 1,500.00	RM 2,148.37	RM 449,351.63
2	25 Feb 2026	RM 449,351.63	RM 650.53	RM 1,497.84	RM 2,148.37	RM 448,701.10
3	25 Mar 2026	RM 448,701.10	RM 652.70	RM 1,495.67	RM 2,148.37	RM 448,048.40
4	25 Apr 2026	RM 448,048.40	RM 654.87	RM 1,493.49	RM 2,148.37	RM 447,393.53
5	25 May 2026	RM 447,393.53	RM 657.06	RM 1,491.31	RM 2,148.37	RM 446,736.47
6	25 Jun 2026	RM 446,736.47	RM 659.25	RM 1,489.12	RM 2,148.37	RM 446,077.22
7	25 Jul 2026	RM 446,077.22	RM 661.44	RM 1,486.92	RM 2,148.37	RM 445,415.78
8	25 Aug 2026	RM 445,415.78	RM 663.65	RM 1,484.72	RM 2,148.37	RM 444,752.13
9	25 Sept 2026	RM 444,752.13	RM 665.86	RM 1,482.51	RM 2,148.37	RM 444,086.27
10	25 Oct 2026	RM 444,086.27	RM 668.08	RM 1,480.29	RM 2,148.37	RM 443,418.19
11	25 Nov 2026	RM 443,418.19	RM 670.31	RM 1,478.06	RM 2,148.37	RM 442,747.88
12	25 Dec 2026	RM 442,747.88	RM 672.54	RM 1,475.83	RM 2,148.37	RM 442,075.34
13	25 Jan 2027	RM 442,075.34	RM 674.78	RM 1,473.58	RM 2,148.37	RM 441,400.55
14	25 Feb 2027	RM 441,400.55	RM 677.03	RM 1,471.34	RM 2,148.37	RM 440,723.52
15	25 Mar 2027	RM 440,723.52	RM 679.29	RM 1,469.08	RM 2,148.37	RM 440,044.23
16	25 Apr 2027	RM 440,044.23	RM 681.55	RM 1,466.81	RM 2,148.37	RM 439,362.67
17	25 May 2027	RM 439,362.67	RM 683.83	RM 1,464.54	RM 2,148.37	RM 438,678.85
18	25 Jun 2027	RM 438,678.85	RM 686.11	RM 1,462.26	RM 2,148.37	RM 437,992.74
19	25 Jul 2027	RM 437,992.74	RM 688.39	RM 1,459.98	RM 2,148.37	RM 437,304.35
20	25 Aug 2027	RM 437,304.35	RM 690.69	RM 1,457.68	RM 2,148.37	RM 436,613.66
21	25 Sept 2027	RM 436,613.66	RM 692.99	RM 1,455.38	RM 2,148.37	RM 435,920.67
22	25 Oct 2027	RM 435,920.67	RM 695.30	RM 1,453.07	RM 2,148.37	RM 435,225.37
23	25 Nov 2027	RM 435,225.37	RM 697.62	RM 1,450.75	RM 2,148.37	RM 434,527.75
24	25 Dec 2027	RM 434,527.75	RM 699.94	RM 1,448.43	RM 2,148.37	RM 433,827.81
25	25 Jan 2028	RM 433,827.81	RM 702.28	RM 1,446.09	RM 2,148.37	RM 433,125.53
26	25 Feb 2028	RM 433,125.53	RM 704.62	RM 1,443.75	RM 2,148.37	RM 432,420.92
27	25 Mar 2028	RM 432,420.92	RM 706.97	RM 1,441.40	RM 2,148.37	RM 431,713.95
28	25 Apr 2028	RM 431,713.95	RM 709.32	RM 1,439.05	RM 2,148.37	RM 431,004.63
29	25 May 2028	RM 431,004.63	RM 711.69	RM 1,436.68	RM 2,148.37	RM 430,292.94
30	25 Jun 2028	RM 430,292.94	RM 714.06	RM 1,434.31	RM 2,148.37	RM 429,578.88
31	25 Jul 2028	RM 429,578.88	RM 716.44	RM 1,431.93	RM 2,148.37	RM 428,862.44
32	25 Aug 2028	RM 428,862.44	RM 718.83	RM 1,429.54	RM 2,148.37	RM 428,143.62
33	25 Sept 2028	RM 428,143.62	RM 721.22	RM 1,427.15	RM 2,148.37	RM 427,422.39
34	25 Oct 2028	RM 427,422.39	RM 723.63	RM 1,424.74	RM 2,148.37	RM 426,698.76
35	25 Nov 2028	RM 426,698.76	RM 726.04	RM 1,422.33	RM 2,148.37	RM 425,972.72
36	25 Dec 2028	RM 425,972.72	RM 728.46	RM 1,419.91	RM 2,148.37	RM 425,244.27
37	25 Jan 2029	RM 425,244.27	RM 730.89	RM 1,417.48	RM 2,148.37	RM 424,513.38
38	25 Feb 2029	RM 424,513.38	RM 733.32	RM 1,415.04	RM 2,148.37	RM 423,780.05
39	25 Mar 2029	RM 423,780.05	RM 735.77	RM 1,412.60	RM 2,148.37	RM 423,044.28
40	25 Apr 2029	RM 423,044.28	RM 738.22	RM 1,410.15	RM 2,148.37	RM 422,306.06
41	25 May 2029	RM 422,306.06	RM 740.68	RM 1,407.69	RM 2,148.37	RM 421,565.38
42	25 Jun 2029	RM 421,565.38	RM 743.15	RM 1,405.22	RM 2,148.37	RM 420,822.23
43	25 Jul 2029	RM 420,822.23	RM 745.63	RM 1,402.74	RM 2,148.37	RM 420,076.60
44	25 Aug 2029	RM 420,076.60	RM 748.11	RM 1,400.26	RM 2,148.37	RM 419,328.49
45	25 Sept 2029	RM 419,328.49	RM 750.61	RM 1,397.76	RM 2,148.37	RM 418,577.88
46	25 Oct 2029	RM 418,577.88	RM 753.11	RM 1,395.26	RM 2,148.37	RM 417,824.77
47	25 Nov 2029	RM 417,824.77	RM 755.62	RM 1,392.75	RM 2,148.37	RM 417,069.15
48	25 Dec 2029	RM 417,069.15	RM 758.14	RM 1,390.23	RM 2,148.37	RM 416,311.01
49	25 Jan 2030	RM 416,311.01	RM 760.67	RM 1,387.70	RM 2,148.37	RM 415,550.35
50	25 Feb 2030	RM 415,550.35	RM 763.20	RM 1,385.17	RM 2,148.37	RM 414,787.15
51	25 Mar 2030	RM 414,787.15	RM 765.75	RM 1,382.62	RM 2,148.37	RM 414,021.40
52	25 Apr 2030	RM 414,021.40	RM 768.30	RM 1,380.07	RM 2,148.37	RM 413,253.11
53	25 May 2030	RM 413,253.11	RM 770.86	RM 1,377.51	RM 2,148.37	RM 412,482.25
54	25 Jun 2030	RM 412,482.25	RM 773.43	RM 1,374.94	RM 2,148.37	RM 411,708.82
55	25 Jul 2030	RM 411,708.82	RM 776.01	RM 1,372.36	RM 2,148.37	RM 410,932.81
56	25 Aug 2030	RM 410,932.81	RM 778.59	RM 1,369.78	RM 2,148.37	RM 410,154.22
57	25 Sept 2030	RM 410,154.22	RM 781.19	RM 1,367.18	RM 2,148.37	RM 409,373.03
58	25 Oct 2030	RM 409,373.03	RM 783.79	RM 1,364.58	RM 2,148.37	RM 408,589.24
59	25 Nov 2030	RM 408,589.24	RM 786.40	RM 1,361.96	RM 2,148.37	RM 407,802.84
60	25 Dec 2030	RM 407,802.84	RM 789.03	RM 1,359.34	RM 2,148.37	RM 407,013.81
61	25 Jan 2031	RM 407,013.81	RM 791.66	RM 1,356.71	RM 2,148.37	RM 406,222.15
62	25 Feb 2031	RM 406,222.15	RM 794.29	RM 1,354.07	RM 2,148.37	RM 405,427.86
63	25 Mar 2031	RM 405,427.86	RM 796.94	RM 1,351.43	RM 2,148.37	RM 404,630.92
64	25 Apr 2031	RM 404,630.92	RM 799.60	RM 1,348.77	RM 2,148.37	RM 403,831.32
65	25 May 2031	RM 403,831.32	RM 802.26	RM 1,346.10	RM 2,148.37	RM 403,029.05
66	25 Jun 2031	RM 403,029.05	RM 804.94	RM 1,343.43	RM 2,148.37	RM 402,224.11
67	25 Jul 2031	RM 402,224.11	RM 807.62	RM 1,340.75	RM 2,148.37	RM 401,416.49
68	25 Aug 2031	RM 401,416.49	RM 810.31	RM 1,338.05	RM 2,148.37	RM 400,606.18
69	25 Sept 2031	RM 400,606.18	RM 813.01	RM 1,335.35	RM 2,148.37	RM 399,793.16
70	25 Oct 2031	RM 399,793.16	RM 815.72	RM 1,332.64	RM 2,148.37	RM 398,977.44
71	25 Nov 2031	RM 398,977.44	RM 818.44	RM 1,329.92	RM 2,148.37	RM 398,158.99
72	25 Dec 2031	RM 398,158.99	RM 821.17	RM 1,327.20	RM 2,148.37	RM 397,337.82
73	25 Jan 2032	RM 397,337.82	RM 823.91	RM 1,324.46	RM 2,148.37	RM 396,513.91
74	25 Feb 2032	RM 396,513.91	RM 826.66	RM 1,321.71	RM 2,148.37	RM 395,687.26
75	25 Mar 2032	RM 395,687.26	RM 829.41	RM 1,318.96	RM 2,148.37	RM 394,857.84
76	25 Apr 2032	RM 394,857.84	RM 832.18	RM 1,316.19	RM 2,148.37	RM 394,025.67
77	25 May 2032	RM 394,025.67	RM 834.95	RM 1,313.42	RM 2,148.37	RM 393,190.72
78	25 Jun 2032	RM 393,190.72	RM 837.73	RM 1,310.64	RM 2,148.37	RM 392,352.99
79	25 Jul 2032	RM 392,352.99	RM 840.53	RM 1,307.84	RM 2,148.37	RM 391,512.46
80	25 Aug 2032	RM 391,512.46	RM 843.33	RM 1,305.04	RM 2,148.37	RM 390,669.13
81	25 Sept 2032	RM 390,669.13	RM 846.14	RM 1,302.23	RM 2,148.37	RM 389,822.99
82	25 Oct 2032	RM 389,822.99	RM 848.96	RM 1,299.41	RM 2,148.37	RM 388,974.04
83	25 Nov 2032	RM 388,974.04	RM 851.79	RM 1,296.58	RM 2,148.37	RM 388,122.25
84	25 Dec 2032	RM 388,122.25	RM 854.63	RM 1,293.74	RM 2,148.37	RM 387,267.62
85	25 Jan 2033	RM 387,267.62	RM 857.48	RM 1,290.89	RM 2,148.37	RM 386,410.14
86	25 Feb 2033	RM 386,410.14	RM 860.34	RM 1,288.03	RM 2,148.37	RM 385,549.81
87	25 Mar 2033	RM 385,549.81	RM 863.20	RM 1,285.17	RM 2,148.37	RM 384,686.60
88	25 Apr 2033	RM 384,686.60	RM 866.08	RM 1,282.29	RM 2,148.37	RM 383,820.52
89	25 May 2033	RM 383,820.52	RM 868.97	RM 1,279.40	RM 2,148.37	RM 382,951.56
90	25 Jun 2033	RM 382,951.56	RM 871.86	RM 1,276.51	RM 2,148.37	RM 382,079.69
91	25 Jul 2033	RM 382,079.69	RM 874.77	RM 1,273.60	RM 2,148.37	RM 381,204.92
92	25 Aug 2033	RM 381,204.92	RM 877.69	RM 1,270.68	RM 2,148.37	RM 380,327.24
93	25 Sept 2033	RM 380,327.24	RM 880.61	RM 1,267.76	RM 2,148.37	RM 379,446.63
94	25 Oct 2033	RM 379,446.63	RM 883.55	RM 1,264.82	RM 2,148.37	RM 378,563.08
95	25 Nov 2033	RM 378,563.08	RM 886.49	RM 1,261.88	RM 2,148.37	RM 377,676.59
96	25 Dec 2033	RM 377,676.59	RM 889.45	RM 1,258.92	RM 2,148.37	RM 376,787.14
97	25 Jan 2034	RM 376,787.14	RM 892.41	RM 1,255.96	RM 2,148.37	RM 375,894.73
98	25 Feb 2034	RM 375,894.73	RM 895.39	RM 1,252.98	RM 2,148.37	RM 374,999.34
99	25 Mar 2034	RM 374,999.34	RM 898.37	RM 1,250.00	RM 2,148.37	RM 374,100.97
100	25 Apr 2034	RM 374,100.97	RM 901.37	RM 1,247.00	RM 2,148.37	RM 373,199.61
101	25 May 2034	RM 373,199.61	RM 904.37	RM 1,244.00	RM 2,148.37	RM 372,295.24
102	25 Jun 2034	RM 372,295.24	RM 907.38	RM 1,240.98	RM 2,148.37	RM 371,387.85
103	25 Jul 2034	RM 371,387.85	RM 910.41	RM 1,237.96	RM 2,148.37	RM 370,477.44
104	25 Aug 2034	RM 370,477.44	RM 913.44	RM 1,234.92	RM 2,148.37	RM 369,564.00
105	25 Sept 2034	RM 369,564.00	RM 916.49	RM 1,231.88	RM 2,148.37	RM 368,647.51
106	25 Oct 2034	RM 368,647.51	RM 919.54	RM 1,228.83	RM 2,148.37	RM 367,727.97
107	25 Nov 2034	RM 367,727.97	RM 922.61	RM 1,225.76	RM 2,148.37	RM 366,805.36
108	25 Dec 2034	RM 366,805.36	RM 925.68	RM 1,222.68	RM 2,148.37	RM 365,879.67
109	25 Jan 2035	RM 365,879.67	RM 928.77	RM 1,219.60	RM 2,148.37	RM 364,950.90
110	25 Feb 2035	RM 364,950.90	RM 931.87	RM 1,216.50	RM 2,148.37	RM 364,019.04
111	25 Mar 2035	RM 364,019.04	RM 934.97	RM 1,213.40	RM 2,148.37	RM 363,084.06
112	25 Apr 2035	RM 363,084.06	RM 938.09	RM 1,210.28	RM 2,148.37	RM 362,145.98
113	25 May 2035	RM 362,145.98	RM 941.22	RM 1,207.15	RM 2,148.37	RM 361,204.76
114	25 Jun 2035	RM 361,204.76	RM 944.35	RM 1,204.02	RM 2,148.37	RM 360,260.41
115	25 Jul 2035	RM 360,260.41	RM 947.50	RM 1,200.87	RM 2,148.37	RM 359,312.91
116	25 Aug 2035	RM 359,312.91	RM 950.66	RM 1,197.71	RM 2,148.37	RM 358,362.25
117	25 Sept 2035	RM 358,362.25	RM 953.83	RM 1,194.54	RM 2,148.37	RM 357,408.42
118	25 Oct 2035	RM 357,408.42	RM 957.01	RM 1,191.36	RM 2,148.37	RM 356,451.41
119	25 Nov 2035	RM 356,451.41	RM 960.20	RM 1,188.17	RM 2,148.37	RM 355,491.21
120	25 Dec 2035	RM 355,491.21	RM 963.40	RM 1,184.97	RM 2,148.37	RM 354,527.82
121	25 Jan 2036	RM 354,527.82	RM 966.61	RM 1,181.76	RM 2,148.37	RM 353,561.21
122	25 Feb 2036	RM 353,561.21	RM 969.83	RM 1,178.54	RM 2,148.37	RM 352,591.38
123	25 Mar 2036	RM 352,591.38	RM 973.06	RM 1,175.30	RM 2,148.37	RM 351,618.31
124	25 Apr 2036	RM 351,618.31	RM 976.31	RM 1,172.06	RM 2,148.37	RM 350,642.00
125	25 May 2036	RM 350,642.00	RM 979.56	RM 1,168.81	RM 2,148.37	RM 349,662.44
126	25 Jun 2036	RM 349,662.44	RM 982.83	RM 1,165.54	RM 2,148.37	RM 348,679.61
127	25 Jul 2036	RM 348,679.61	RM 986.10	RM 1,162.27	RM 2,148.37	RM 347,693.51
128	25 Aug 2036	RM 347,693.51	RM 989.39	RM 1,158.98	RM 2,148.37	RM 346,704.12
129	25 Sept 2036	RM 346,704.12	RM 992.69	RM 1,155.68	RM 2,148.37	RM 345,711.43
130	25 Oct 2036	RM 345,711.43	RM 996.00	RM 1,152.37	RM 2,148.37	RM 344,715.43
131	25 Nov 2036	RM 344,715.43	RM 999.32	RM 1,149.05	RM 2,148.37	RM 343,716.12
132	25 Dec 2036	RM 343,716.12	RM 1,002.65	RM 1,145.72	RM 2,148.37	RM 342,713.47
133	25 Jan 2037	RM 342,713.47	RM 1,005.99	RM 1,142.38	RM 2,148.37	RM 341,707.48
134	25 Feb 2037	RM 341,707.48	RM 1,009.34	RM 1,139.02	RM 2,148.37	RM 340,698.13
135	25 Mar 2037	RM 340,698.13	RM 1,012.71	RM 1,135.66	RM 2,148.37	RM 339,685.43
136	25 Apr 2037	RM 339,685.43	RM 1,016.08	RM 1,132.28	RM 2,148.37	RM 338,669.34
137	25 May 2037	RM 338,669.34	RM 1,019.47	RM 1,128.90	RM 2,148.37	RM 337,649.87
138	25 Jun 2037	RM 337,649.87	RM 1,022.87	RM 1,125.50	RM 2,148.37	RM 336,627.00
139	25 Jul 2037	RM 336,627.00	RM 1,026.28	RM 1,122.09	RM 2,148.37	RM 335,600.72
140	25 Aug 2037	RM 335,600.72	RM 1,029.70	RM 1,118.67	RM 2,148.37	RM 334,571.02
141	25 Sept 2037	RM 334,571.02	RM 1,033.13	RM 1,115.24	RM 2,148.37	RM 333,537.89
142	25 Oct 2037	RM 333,537.89	RM 1,036.58	RM 1,111.79	RM 2,148.37	RM 332,501.31
143	25 Nov 2037	RM 332,501.31	RM 1,040.03	RM 1,108.34	RM 2,148.37	RM 331,461.28
144	25 Dec 2037	RM 331,461.28	RM 1,043.50	RM 1,104.87	RM 2,148.37	RM 330,417.79
145	25 Jan 2038	RM 330,417.79	RM 1,046.98	RM 1,101.39	RM 2,148.37	RM 329,370.81
146	25 Feb 2038	RM 329,370.81	RM 1,050.47	RM 1,097.90	RM 2,148.37	RM 328,320.34
147	25 Mar 2038	RM 328,320.34	RM 1,053.97	RM 1,094.40	RM 2,148.37	RM 327,266.38
148	25 Apr 2038	RM 327,266.38	RM 1,057.48	RM 1,090.89	RM 2,148.37	RM 326,208.89
149	25 May 2038	RM 326,208.89	RM 1,061.01	RM 1,087.36	RM 2,148.37	RM 325,147.89
150	25 Jun 2038	RM 325,147.89	RM 1,064.54	RM 1,083.83	RM 2,148.37	RM 324,083.35
151	25 Jul 2038	RM 324,083.35	RM 1,068.09	RM 1,080.28	RM 2,148.37	RM 323,015.26
152	25 Aug 2038	RM 323,015.26	RM 1,071.65	RM 1,076.72	RM 2,148.37	RM 321,943.60
153	25 Sept 2038	RM 321,943.60	RM 1,075.22	RM 1,073.15	RM 2,148.37	RM 320,868.38
154	25 Oct 2038	RM 320,868.38	RM 1,078.81	RM 1,069.56	RM 2,148.37	RM 319,789.57
155	25 Nov 2038	RM 319,789.57	RM 1,082.40	RM 1,065.97	RM 2,148.37	RM 318,707.17
156	25 Dec 2038	RM 318,707.17	RM 1,086.01	RM 1,062.36	RM 2,148.37	RM 317,621.16
157	25 Jan 2039	RM 317,621.16	RM 1,089.63	RM 1,058.74	RM 2,148.37	RM 316,531.53
158	25 Feb 2039	RM 316,531.53	RM 1,093.26	RM 1,055.11	RM 2,148.37	RM 315,438.26
159	25 Mar 2039	RM 315,438.26	RM 1,096.91	RM 1,051.46	RM 2,148.37	RM 314,341.35
160	25 Apr 2039	RM 314,341.35	RM 1,100.56	RM 1,047.80	RM 2,148.37	RM 313,240.79
161	25 May 2039	RM 313,240.79	RM 1,104.23	RM 1,044.14	RM 2,148.37	RM 312,136.56
162	25 Jun 2039	RM 312,136.56	RM 1,107.91	RM 1,040.46	RM 2,148.37	RM 311,028.64
163	25 Jul 2039	RM 311,028.64	RM 1,111.61	RM 1,036.76	RM 2,148.37	RM 309,917.04
164	25 Aug 2039	RM 309,917.04	RM 1,115.31	RM 1,033.06	RM 2,148.37	RM 308,801.72
165	25 Sept 2039	RM 308,801.72	RM 1,119.03	RM 1,029.34	RM 2,148.37	RM 307,682.70
166	25 Oct 2039	RM 307,682.70	RM 1,122.76	RM 1,025.61	RM 2,148.37	RM 306,559.94
167	25 Nov 2039	RM 306,559.94	RM 1,126.50	RM 1,021.87	RM 2,148.37	RM 305,433.43
168	25 Dec 2039	RM 305,433.43	RM 1,130.26	RM 1,018.11	RM 2,148.37	RM 304,303.18
169	25 Jan 2040	RM 304,303.18	RM 1,134.02	RM 1,014.34	RM 2,148.37	RM 303,169.15
170	25 Feb 2040	RM 303,169.15	RM 1,137.80	RM 1,010.56	RM 2,148.37	RM 302,031.35
171	25 Mar 2040	RM 302,031.35	RM 1,141.60	RM 1,006.77	RM 2,148.37	RM 300,889.75
172	25 Apr 2040	RM 300,889.75	RM 1,145.40	RM 1,002.97	RM 2,148.37	RM 299,744.34
173	25 May 2040	RM 299,744.34	RM 1,149.22	RM 999.15	RM 2,148.37	RM 298,595.12
174	25 Jun 2040	RM 298,595.12	RM 1,153.05	RM 995.32	RM 2,148.37	RM 297,442.07
175	25 Jul 2040	RM 297,442.07	RM 1,156.90	RM 991.47	RM 2,148.37	RM 296,285.18
176	25 Aug 2040	RM 296,285.18	RM 1,160.75	RM 987.62	RM 2,148.37	RM 295,124.43
177	25 Sept 2040	RM 295,124.43	RM 1,164.62	RM 983.75	RM 2,148.37	RM 293,959.80
178	25 Oct 2040	RM 293,959.80	RM 1,168.50	RM 979.87	RM 2,148.37	RM 292,791.30
179	25 Nov 2040	RM 292,791.30	RM 1,172.40	RM 975.97	RM 2,148.37	RM 291,618.90
180	25 Dec 2040	RM 291,618.90	RM 1,176.31	RM 972.06	RM 2,148.37	RM 290,442.60
181	25 Jan 2041	RM 290,442.60	RM 1,180.23	RM 968.14	RM 2,148.37	RM 289,262.37
182	25 Feb 2041	RM 289,262.37	RM 1,184.16	RM 964.21	RM 2,148.37	RM 288,078.21
183	25 Mar 2041	RM 288,078.21	RM 1,188.11	RM 960.26	RM 2,148.37	RM 286,890.10
184	25 Apr 2041	RM 286,890.10	RM 1,192.07	RM 956.30	RM 2,148.37	RM 285,698.03
185	25 May 2041	RM 285,698.03	RM 1,196.04	RM 952.33	RM 2,148.37	RM 284,501.99
186	25 Jun 2041	RM 284,501.99	RM 1,200.03	RM 948.34	RM 2,148.37	RM 283,301.96
187	25 Jul 2041	RM 283,301.96	RM 1,204.03	RM 944.34	RM 2,148.37	RM 282,097.93
188	25 Aug 2041	RM 282,097.93	RM 1,208.04	RM 940.33	RM 2,148.37	RM 280,889.89
189	25 Sept 2041	RM 280,889.89	RM 1,212.07	RM 936.30	RM 2,148.37	RM 279,677.82
190	25 Oct 2041	RM 279,677.82	RM 1,216.11	RM 932.26	RM 2,148.37	RM 278,461.71
191	25 Nov 2041	RM 278,461.71	RM 1,220.16	RM 928.21	RM 2,148.37	RM 277,241.55
192	25 Dec 2041	RM 277,241.55	RM 1,224.23	RM 924.14	RM 2,148.37	RM 276,017.32
193	25 Jan 2042	RM 276,017.32	RM 1,228.31	RM 920.06	RM 2,148.37	RM 274,789.01
194	25 Feb 2042	RM 274,789.01	RM 1,232.41	RM 915.96	RM 2,148.37	RM 273,556.60
195	25 Mar 2042	RM 273,556.60	RM 1,236.51	RM 911.86	RM 2,148.37	RM 272,320.09
196	25 Apr 2042	RM 272,320.09	RM 1,240.64	RM 907.73	RM 2,148.37	RM 271,079.45
197	25 May 2042	RM 271,079.45	RM 1,244.77	RM 903.60	RM 2,148.37	RM 269,834.68
198	25 Jun 2042	RM 269,834.68	RM 1,248.92	RM 899.45	RM 2,148.37	RM 268,585.76
199	25 Jul 2042	RM 268,585.76	RM 1,253.08	RM 895.29	RM 2,148.37	RM 267,332.68
200	25 Aug 2042	RM 267,332.68	RM 1,257.26	RM 891.11	RM 2,148.37	RM 266,075.42
201	25 Sept 2042	RM 266,075.42	RM 1,261.45	RM 886.92	RM 2,148.37	RM 264,813.97
202	25 Oct 2042	RM 264,813.97	RM 1,265.66	RM 882.71	RM 2,148.37	RM 263,548.31
203	25 Nov 2042	RM 263,548.31	RM 1,269.87	RM 878.49	RM 2,148.37	RM 262,278.44
204	25 Dec 2042	RM 262,278.44	RM 1,274.11	RM 874.26	RM 2,148.37	RM 261,004.33
205	25 Jan 2043	RM 261,004.33	RM 1,278.35	RM 870.01	RM 2,148.37	RM 259,725.98
206	25 Feb 2043	RM 259,725.98	RM 1,282.62	RM 865.75	RM 2,148.37	RM 258,443.36
207	25 Mar 2043	RM 258,443.36	RM 1,286.89	RM 861.48	RM 2,148.37	RM 257,156.47
208	25 Apr 2043	RM 257,156.47	RM 1,291.18	RM 857.19	RM 2,148.37	RM 255,865.29
209	25 May 2043	RM 255,865.29	RM 1,295.48	RM 852.88	RM 2,148.37	RM 254,569.81
210	25 Jun 2043	RM 254,569.81	RM 1,299.80	RM 848.57	RM 2,148.37	RM 253,270.00
211	25 Jul 2043	RM 253,270.00	RM 1,304.14	RM 844.23	RM 2,148.37	RM 251,965.87
212	25 Aug 2043	RM 251,965.87	RM 1,308.48	RM 839.89	RM 2,148.37	RM 250,657.39
213	25 Sept 2043	RM 250,657.39	RM 1,312.84	RM 835.52	RM 2,148.37	RM 249,344.54
214	25 Oct 2043	RM 249,344.54	RM 1,317.22	RM 831.15	RM 2,148.37	RM 248,027.32
215	25 Nov 2043	RM 248,027.32	RM 1,321.61	RM 826.76	RM 2,148.37	RM 246,705.71
216	25 Dec 2043	RM 246,705.71	RM 1,326.02	RM 822.35	RM 2,148.37	RM 245,379.69
217	25 Jan 2044	RM 245,379.69	RM 1,330.44	RM 817.93	RM 2,148.37	RM 244,049.26
218	25 Feb 2044	RM 244,049.26	RM 1,334.87	RM 813.50	RM 2,148.37	RM 242,714.39
219	25 Mar 2044	RM 242,714.39	RM 1,339.32	RM 809.05	RM 2,148.37	RM 241,375.06
220	25 Apr 2044	RM 241,375.06	RM 1,343.79	RM 804.58	RM 2,148.37	RM 240,031.28
221	25 May 2044	RM 240,031.28	RM 1,348.26	RM 800.10	RM 2,148.37	RM 238,683.02
222	25 Jun 2044	RM 238,683.02	RM 1,352.76	RM 795.61	RM 2,148.37	RM 237,330.26
223	25 Jul 2044	RM 237,330.26	RM 1,357.27	RM 791.10	RM 2,148.37	RM 235,972.99
224	25 Aug 2044	RM 235,972.99	RM 1,361.79	RM 786.58	RM 2,148.37	RM 234,611.20
225	25 Sept 2044	RM 234,611.20	RM 1,366.33	RM 782.04	RM 2,148.37	RM 233,244.86
226	25 Oct 2044	RM 233,244.86	RM 1,370.89	RM 777.48	RM 2,148.37	RM 231,873.98
227	25 Nov 2044	RM 231,873.98	RM 1,375.46	RM 772.91	RM 2,148.37	RM 230,498.52
228	25 Dec 2044	RM 230,498.52	RM 1,380.04	RM 768.33	RM 2,148.37	RM 229,118.48
229	25 Jan 2045	RM 229,118.48	RM 1,384.64	RM 763.73	RM 2,148.37	RM 227,733.84
230	25 Feb 2045	RM 227,733.84	RM 1,389.26	RM 759.11	RM 2,148.37	RM 226,344.59
231	25 Mar 2045	RM 226,344.59	RM 1,393.89	RM 754.48	RM 2,148.37	RM 224,950.70
232	25 Apr 2045	RM 224,950.70	RM 1,398.53	RM 749.84	RM 2,148.37	RM 223,552.17
233	25 May 2045	RM 223,552.17	RM 1,403.19	RM 745.17	RM 2,148.37	RM 222,148.97
234	25 Jun 2045	RM 222,148.97	RM 1,407.87	RM 740.50	RM 2,148.37	RM 220,741.10
235	25 Jul 2045	RM 220,741.10	RM 1,412.57	RM 735.80	RM 2,148.37	RM 219,328.53
236	25 Aug 2045	RM 219,328.53	RM 1,417.27	RM 731.10	RM 2,148.37	RM 217,911.26
237	25 Sept 2045	RM 217,911.26	RM 1,422.00	RM 726.37	RM 2,148.37	RM 216,489.26
238	25 Oct 2045	RM 216,489.26	RM 1,426.74	RM 721.63	RM 2,148.37	RM 215,062.52
239	25 Nov 2045	RM 215,062.52	RM 1,431.49	RM 716.88	RM 2,148.37	RM 213,631.03
240	25 Dec 2045	RM 213,631.03	RM 1,436.27	RM 712.10	RM 2,148.37	RM 212,194.76
241	25 Jan 2046	RM 212,194.76	RM 1,441.05	RM 707.32	RM 2,148.37	RM 210,753.71
242	25 Feb 2046	RM 210,753.71	RM 1,445.86	RM 702.51	RM 2,148.37	RM 209,307.86
243	25 Mar 2046	RM 209,307.86	RM 1,450.68	RM 697.69	RM 2,148.37	RM 207,857.18
244	25 Apr 2046	RM 207,857.18	RM 1,455.51	RM 692.86	RM 2,148.37	RM 206,401.67
245	25 May 2046	RM 206,401.67	RM 1,460.36	RM 688.01	RM 2,148.37	RM 204,941.30
246	25 Jun 2046	RM 204,941.30	RM 1,465.23	RM 683.14	RM 2,148.37	RM 203,476.07
247	25 Jul 2046	RM 203,476.07	RM 1,470.12	RM 678.25	RM 2,148.37	RM 202,005.96
248	25 Aug 2046	RM 202,005.96	RM 1,475.02	RM 673.35	RM 2,148.37	RM 200,530.94
249	25 Sept 2046	RM 200,530.94	RM 1,479.93	RM 668.44	RM 2,148.37	RM 199,051.01
250	25 Oct 2046	RM 199,051.01	RM 1,484.87	RM 663.50	RM 2,148.37	RM 197,566.14
251	25 Nov 2046	RM 197,566.14	RM 1,489.82	RM 658.55	RM 2,148.37	RM 196,076.33
252	25 Dec 2046	RM 196,076.33	RM 1,494.78	RM 653.59	RM 2,148.37	RM 194,581.55
253	25 Jan 2047	RM 194,581.55	RM 1,499.76	RM 648.61	RM 2,148.37	RM 193,081.79
254	25 Feb 2047	RM 193,081.79	RM 1,504.76	RM 643.61	RM 2,148.37	RM 191,577.02
255	25 Mar 2047	RM 191,577.02	RM 1,509.78	RM 638.59	RM 2,148.37	RM 190,067.24
256	25 Apr 2047	RM 190,067.24	RM 1,514.81	RM 633.56	RM 2,148.37	RM 188,552.43
257	25 May 2047	RM 188,552.43	RM 1,519.86	RM 628.51	RM 2,148.37	RM 187,032.57
258	25 Jun 2047	RM 187,032.57	RM 1,524.93	RM 623.44	RM 2,148.37	RM 185,507.64
259	25 Jul 2047	RM 185,507.64	RM 1,530.01	RM 618.36	RM 2,148.37	RM 183,977.63
260	25 Aug 2047	RM 183,977.63	RM 1,535.11	RM 613.26	RM 2,148.37	RM 182,442.52
261	25 Sept 2047	RM 182,442.52	RM 1,540.23	RM 608.14	RM 2,148.37	RM 180,902.30
262	25 Oct 2047	RM 180,902.30	RM 1,545.36	RM 603.01	RM 2,148.37	RM 179,356.94
263	25 Nov 2047	RM 179,356.94	RM 1,550.51	RM 597.86	RM 2,148.37	RM 177,806.42
264	25 Dec 2047	RM 177,806.42	RM 1,555.68	RM 592.69	RM 2,148.37	RM 176,250.74
265	25 Jan 2048	RM 176,250.74	RM 1,560.87	RM 587.50	RM 2,148.37	RM 174,689.88
266	25 Feb 2048	RM 174,689.88	RM 1,566.07	RM 582.30	RM 2,148.37	RM 173,123.81
267	25 Mar 2048	RM 173,123.81	RM 1,571.29	RM 577.08	RM 2,148.37	RM 171,552.52
268	25 Apr 2048	RM 171,552.52	RM 1,576.53	RM 571.84	RM 2,148.37	RM 169,975.99
269	25 May 2048	RM 169,975.99	RM 1,581.78	RM 566.59	RM 2,148.37	RM 168,394.21
270	25 Jun 2048	RM 168,394.21	RM 1,587.05	RM 561.31	RM 2,148.37	RM 166,807.15
271	25 Jul 2048	RM 166,807.15	RM 1,592.34	RM 556.02	RM 2,148.37	RM 165,214.81
272	25 Aug 2048	RM 165,214.81	RM 1,597.65	RM 550.72	RM 2,148.37	RM 163,617.16
273	25 Sept 2048	RM 163,617.16	RM 1,602.98	RM 545.39	RM 2,148.37	RM 162,014.18
274	25 Oct 2048	RM 162,014.18	RM 1,608.32	RM 540.05	RM 2,148.37	RM 160,405.86
275	25 Nov 2048	RM 160,405.86	RM 1,613.68	RM 534.69	RM 2,148.37	RM 158,792.17
276	25 Dec 2048	RM 158,792.17	RM 1,619.06	RM 529.31	RM 2,148.37	RM 157,173.11
277	25 Jan 2049	RM 157,173.11	RM 1,624.46	RM 523.91	RM 2,148.37	RM 155,548.65
278	25 Feb 2049	RM 155,548.65	RM 1,629.87	RM 518.50	RM 2,148.37	RM 153,918.78
279	25 Mar 2049	RM 153,918.78	RM 1,635.31	RM 513.06	RM 2,148.37	RM 152,283.47
280	25 Apr 2049	RM 152,283.47	RM 1,640.76	RM 507.61	RM 2,148.37	RM 150,642.72
281	25 May 2049	RM 150,642.72	RM 1,646.23	RM 502.14	RM 2,148.37	RM 148,996.49
282	25 Jun 2049	RM 148,996.49	RM 1,651.71	RM 496.65	RM 2,148.37	RM 147,344.78
283	25 Jul 2049	RM 147,344.78	RM 1,657.22	RM 491.15	RM 2,148.37	RM 145,687.56
284	25 Aug 2049	RM 145,687.56	RM 1,662.74	RM 485.63	RM 2,148.37	RM 144,024.81
285	25 Sept 2049	RM 144,024.81	RM 1,668.29	RM 480.08	RM 2,148.37	RM 142,356.53
286	25 Oct 2049	RM 142,356.53	RM 1,673.85	RM 474.52	RM 2,148.37	RM 140,682.68
287	25 Nov 2049	RM 140,682.68	RM 1,679.43	RM 468.94	RM 2,148.37	RM 139,003.25
288	25 Dec 2049	RM 139,003.25	RM 1,685.02	RM 463.34	RM 2,148.37	RM 137,318.23
289	25 Jan 2050	RM 137,318.23	RM 1,690.64	RM 457.73	RM 2,148.37	RM 135,627.59
290	25 Feb 2050	RM 135,627.59	RM 1,696.28	RM 452.09	RM 2,148.37	RM 133,931.31
291	25 Mar 2050	RM 133,931.31	RM 1,701.93	RM 446.44	RM 2,148.37	RM 132,229.38
292	25 Apr 2050	RM 132,229.38	RM 1,707.60	RM 440.76	RM 2,148.37	RM 130,521.78
293	25 May 2050	RM 130,521.78	RM 1,713.30	RM 435.07	RM 2,148.37	RM 128,808.48
294	25 Jun 2050	RM 128,808.48	RM 1,719.01	RM 429.36	RM 2,148.37	RM 127,089.47
295	25 Jul 2050	RM 127,089.47	RM 1,724.74	RM 423.63	RM 2,148.37	RM 125,364.73
296	25 Aug 2050	RM 125,364.73	RM 1,730.49	RM 417.88	RM 2,148.37	RM 123,634.25
297	25 Sept 2050	RM 123,634.25	RM 1,736.25	RM 412.11	RM 2,148.37	RM 121,897.99
298	25 Oct 2050	RM 121,897.99	RM 1,742.04	RM 406.33	RM 2,148.37	RM 120,155.95
299	25 Nov 2050	RM 120,155.95	RM 1,747.85	RM 400.52	RM 2,148.37	RM 118,408.10
300	25 Dec 2050	RM 118,408.10	RM 1,753.68	RM 394.69	RM 2,148.37	RM 116,654.43
301	25 Jan 2051	RM 116,654.43	RM 1,759.52	RM 388.85	RM 2,148.37	RM 114,894.91
302	25 Feb 2051	RM 114,894.91	RM 1,765.39	RM 382.98	RM 2,148.37	RM 113,129.52
303	25 Mar 2051	RM 113,129.52	RM 1,771.27	RM 377.10	RM 2,148.37	RM 111,358.25
304	25 Apr 2051	RM 111,358.25	RM 1,777.17	RM 371.19	RM 2,148.37	RM 109,581.08
305	25 May 2051	RM 109,581.08	RM 1,783.10	RM 365.27	RM 2,148.37	RM 107,797.98
306	25 Jun 2051	RM 107,797.98	RM 1,789.04	RM 359.33	RM 2,148.37	RM 106,008.93
307	25 Jul 2051	RM 106,008.93	RM 1,795.01	RM 353.36	RM 2,148.37	RM 104,213.93
308	25 Aug 2051	RM 104,213.93	RM 1,800.99	RM 347.38	RM 2,148.37	RM 102,412.94
309	25 Sept 2051	RM 102,412.94	RM 1,806.99	RM 341.38	RM 2,148.37	RM 100,605.95
310	25 Oct 2051	RM 100,605.95	RM 1,813.02	RM 335.35	RM 2,148.37	RM 98,792.93
311	25 Nov 2051	RM 98,792.93	RM 1,819.06	RM 329.31	RM 2,148.37	RM 96,973.87
312	25 Dec 2051	RM 96,973.87	RM 1,825.12	RM 323.25	RM 2,148.37	RM 95,148.75
313	25 Jan 2052	RM 95,148.75	RM 1,831.21	RM 317.16	RM 2,148.37	RM 93,317.54
314	25 Feb 2052	RM 93,317.54	RM 1,837.31	RM 311.06	RM 2,148.37	RM 91,480.23
315	25 Mar 2052	RM 91,480.23	RM 1,843.43	RM 304.93	RM 2,148.37	RM 89,636.80
316	25 Apr 2052	RM 89,636.80	RM 1,849.58	RM 298.79	RM 2,148.37	RM 87,787.22
317	25 May 2052	RM 87,787.22	RM 1,855.74	RM 292.62	RM 2,148.37	RM 85,931.47
318	25 Jun 2052	RM 85,931.47	RM 1,861.93	RM 286.44	RM 2,148.37	RM 84,069.54
319	25 Jul 2052	RM 84,069.54	RM 1,868.14	RM 280.23	RM 2,148.37	RM 82,201.41
320	25 Aug 2052	RM 82,201.41	RM 1,874.36	RM 274.00	RM 2,148.37	RM 80,327.04
321	25 Sept 2052	RM 80,327.04	RM 1,880.61	RM 267.76	RM 2,148.37	RM 78,446.43
322	25 Oct 2052	RM 78,446.43	RM 1,886.88	RM 261.49	RM 2,148.37	RM 76,559.55
323	25 Nov 2052	RM 76,559.55	RM 1,893.17	RM 255.20	RM 2,148.37	RM 74,666.38
324	25 Dec 2052	RM 74,666.38	RM 1,899.48	RM 248.89	RM 2,148.37	RM 72,766.90
325	25 Jan 2053	RM 72,766.90	RM 1,905.81	RM 242.56	RM 2,148.37	RM 70,861.09
326	25 Feb 2053	RM 70,861.09	RM 1,912.17	RM 236.20	RM 2,148.37	RM 68,948.92
327	25 Mar 2053	RM 68,948.92	RM 1,918.54	RM 229.83	RM 2,148.37	RM 67,030.38
328	25 Apr 2053	RM 67,030.38	RM 1,924.93	RM 223.43	RM 2,148.37	RM 65,105.45
329	25 May 2053	RM 65,105.45	RM 1,931.35	RM 217.02	RM 2,148.37	RM 63,174.10
330	25 Jun 2053	RM 63,174.10	RM 1,937.79	RM 210.58	RM 2,148.37	RM 61,236.31
331	25 Jul 2053	RM 61,236.31	RM 1,944.25	RM 204.12	RM 2,148.37	RM 59,292.06
332	25 Aug 2053	RM 59,292.06	RM 1,950.73	RM 197.64	RM 2,148.37	RM 57,341.33
333	25 Sept 2053	RM 57,341.33	RM 1,957.23	RM 191.14	RM 2,148.37	RM 55,384.10
334	25 Oct 2053	RM 55,384.10	RM 1,963.76	RM 184.61	RM 2,148.37	RM 53,420.35
335	25 Nov 2053	RM 53,420.35	RM 1,970.30	RM 178.07	RM 2,148.37	RM 51,450.04
336	25 Dec 2053	RM 51,450.04	RM 1,976.87	RM 171.50	RM 2,148.37	RM 49,473.18
337	25 Jan 2054	RM 49,473.18	RM 1,983.46	RM 164.91	RM 2,148.37	RM 47,489.72
338	25 Feb 2054	RM 47,489.72	RM 1,990.07	RM 158.30	RM 2,148.37	RM 45,499.65
339	25 Mar 2054	RM 45,499.65	RM 1,996.70	RM 151.67	RM 2,148.37	RM 43,502.94
340	25 Apr 2054	RM 43,502.94	RM 2,003.36	RM 145.01	RM 2,148.37	RM 41,499.59
341	25 May 2054	RM 41,499.59	RM 2,010.04	RM 138.33	RM 2,148.37	RM 39,489.55
342	25 Jun 2054	RM 39,489.55	RM 2,016.74	RM 131.63	RM 2,148.37	RM 37,472.81
343	25 Jul 2054	RM 37,472.81	RM 2,023.46	RM 124.91	RM 2,148.37	RM 35,449.35
344	25 Aug 2054	RM 35,449.35	RM 2,030.20	RM 118.16	RM 2,148.37	RM 33,419.15
345	25 Sept 2054	RM 33,419.15	RM 2,036.97	RM 111.40	RM 2,148.37	RM 31,382.18
346	25 Oct 2054	RM 31,382.18	RM 2,043.76	RM 104.61	RM 2,148.37	RM 29,338.42
347	25 Nov 2054	RM 29,338.42	RM 2,050.57	RM 97.79	RM 2,148.37	RM 27,287.84
348	25 Dec 2054	RM 27,287.84	RM 2,057.41	RM 90.96	RM 2,148.37	RM 25,230.43
349	25 Jan 2055	RM 25,230.43	RM 2,064.27	RM 84.10	RM 2,148.37	RM 23,166.16
350	25 Feb 2055	RM 23,166.16	RM 2,071.15	RM 77.22	RM 2,148.37	RM 21,095.02
351	25 Mar 2055	RM 21,095.02	RM 2,078.05	RM 70.32	RM 2,148.37	RM 19,016.96
352	25 Apr 2055	RM 19,016.96	RM 2,084.98	RM 63.39	RM 2,148.37	RM 16,931.98
353	25 May 2055	RM 16,931.98	RM 2,091.93	RM 56.44	RM 2,148.37	RM 14,840.06
354	25 Jun 2055	RM 14,840.06	RM 2,098.90	RM 49.47	RM 2,148.37	RM 12,741.15
355	25 Jul 2055	RM 12,741.15	RM 2,105.90	RM 42.47	RM 2,148.37	RM 10,635.26
356	25 Aug 2055	RM 10,635.26	RM 2,112.92	RM 35.45	RM 2,148.37	RM 8,522.34
357	25 Sept 2055	RM 8,522.34	RM 2,119.96	RM 28.41	RM 2,148.37	RM 6,402.38
358	25 Oct 2055	RM 6,402.38	RM 2,127.03	RM 21.34	RM 2,148.37	RM 4,275.35
359	25 Nov 2055	RM 4,275.35	RM 2,134.12	RM 14.25	RM 2,148.37	RM 2,141.23
360	25 Dec 2055	RM 2,141.23	RM 2,141.23	RM 7.14	RM 2,148.37	RM 0.00

LPPSA Loan Calculator: Your Complete Guide to Public Sector Housing Financing in Malaysia

The LPPSA loan calculator is an essential tool for Malaysian government employees planning to purchase their dream home. LPPSA, or Lembaga Pembiayaan Perumahan Sektor Awam (Public Sector Housing Financing Board), provides specialized housing loans exclusively for government employees, offering competitive interest rates and flexible repayment terms that are often more favorable than conventional bank loans.

Whether you're a first-time homebuyer or looking to refinance your existing property, understanding how LPPSA loans work and comparing them with bank loan options is crucial for making informed financial decisions. This comprehensive guide will help you navigate LPPSA loan calculations, eligibility requirements, and understand the benefits of choosing LPPSA financing over traditional bank loans.

What is LPPSA Loan?

LPPSA loan, or Lembaga Pembiayaan Perumahan Sektor Awam loan, is a government-backed housing financing scheme designed specifically for Malaysian public sector employees. Established to help government workers achieve homeownership, LPPSA offers housing loans with attractive interest rates, typically lower than those offered by commercial banks. The LPPSA loan calculator helps you estimate your monthly payments, total interest costs, and repayment schedules based on LPPSA's current rates and terms.

LPPSA loans are available to various categories of government employees, including federal and state government workers, statutory bodies employees, and certain categories of public sector workers. The LPPSA loan calculator online makes it easy to determine your eligibility and calculate potential loan amounts based on your salary and existing financial commitments.

LPPSA Loan Calculator Features

A comprehensive LPPSA loan calculator provides multiple calculation tools to help you plan your home financing:

Basic LPPSA Calculator: Calculate your monthly installment (EMI), total interest payments, and complete repayment schedule. The LPPSA calculator loan online helps you understand the full cost of your loan over the repayment period.
LPPSA Loan Eligibility Calculator: Determine your maximum loan amount based on your monthly salary and existing EMI obligations. LPPSA typically allows up to 40% of your monthly income for loan repayments, making the eligibility calculator crucial for planning your home purchase.
Loan Calculator to Find Loan Length: If you have a specific monthly payment amount in mind, this tool calculates how long it will take to pay off your loan. This is particularly useful when planning your budget and determining the optimal loan term.
LPPSA vs Bank Loan Comparison: Compare LPPSA loan benefits with conventional bank loans to see potential savings in monthly payments and total interest costs. This comparison helps you make an informed decision about which financing option is best for your situation.

LPPSA Calculator Loan Rumah (House Loan Calculator)

The LPPSA calculator loan rumah (house loan calculator) is specifically designed for calculating housing loan payments. "Rumah" means house in Malay, and this calculator helps Malaysian government employees plan their home purchases. The LPPSA financing calculator considers various factors including loan amount, down payment, interest rate, and loan term to provide accurate monthly payment estimates.

When using the LPPSA calculator loan rumah, you can input your desired property price, down payment amount, and preferred loan term to see your monthly installment. The calculator also shows your total interest payments over the loan period, helping you understand the true cost of your home financing.

LPPSA Mortgage Calculator and Home Loan Calculator

The LPPSA mortgage calculator and LPPSA home loan calculator are interchangeable terms referring to the same tool - a calculator designed for LPPSA housing loans. These calculators help you estimate monthly mortgage payments, total interest costs, and repayment schedules. Whether you call it an LPPSA mortgage calculator or LPPSA home loan calculator, the functionality remains the same: helping government employees plan their home financing effectively.

LPPSA typically offers interest rates ranging from 3.5% to 4.5% per annum, which are generally lower than commercial bank rates. The LPPSA mortgage calculator helps you see how these competitive rates translate into lower monthly payments and reduced total interest costs compared to bank loans.

LPPSA vs Bank Loan: Understanding the Differences

One of the most important features of an LPPSA loan calculator is the ability to compare LPPSA loans with bank loans. The LPPSA vs bank loan comparison tool shows you the potential savings by choosing LPPSA financing over conventional bank loans.

Key differences between LPPSA and bank loans include:

Interest Rates: LPPSA typically offers lower interest rates (3.5-4.5%) compared to banks (4.5-5.5%), resulting in significant savings over the loan term.
Eligibility: LPPSA loans are exclusively for government employees, while bank loans are available to all eligible borrowers. The LPPSA loan eligibility calculator helps determine if you qualify for LPPSA financing.
Loan Terms: LPPSA offers flexible repayment terms up to 35 years, similar to bank loans, but with more favorable interest rates.
Processing: LPPSA may have different processing requirements and documentation compared to banks, but often provides more streamlined processes for government employees.

How to Use the LPPSA Loan Calculator

Using the LPPSA loan calculator app or LPPSA calculator loan online is straightforward. Simply input your loan amount, down payment, interest rate, and loan term to get instant calculations of your monthly payments and total interest costs. The calculator provides detailed payment schedules showing how your loan balance decreases over time and how much interest you pay each month.

For eligibility calculations, enter your monthly salary and any existing EMI obligations. The LPPSA loan eligibility calculator will determine your maximum loan amount and recommended loan size based on LPPSA's lending criteria. This helps you understand how much you can afford to borrow before starting your property search.

Benefits of Using LPPSA Loan Calculator

The LPPSA calculator provides several benefits for Malaysian government employees planning home purchases:

Accurate Planning: Get precise estimates of monthly payments and total loan costs before committing to a property purchase.
Eligibility Assessment: Determine your maximum loan amount based on your income and existing financial commitments.
Comparison Tool: Compare LPPSA loans with bank loans to see potential savings and make informed financing decisions.
Budget Planning: Understand your monthly financial obligations and plan your budget accordingly.
Loan Term Optimization: Use the loan length calculator to find the optimal repayment period based on your monthly payment capacity.

Whether you're using an LPPSA loan calculator app on your mobile device or accessing the LPPSA calculator loan online through a web browser, these tools provide essential financial planning capabilities for Malaysian government employees. By understanding your loan options, eligibility, and potential savings, you can make informed decisions about your home financing and achieve your homeownership goals with confidence.